54 Quotes About Financial Freedom to Set You Free

October 29, 2024

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54 Quotes About Financial Freedom to Set You Free

Last Modified: October 29, 2024

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What follows is a curated collection of quotes about financial freedom. It was created to share varying perspectives on topics related to the pursuit of money. Our perspective is that financial freedom is not the destination, but merely a vehicle to live a more unencumbered life. If financial worries are keeping you up at night, perhaps it’s a sign that this area should be more a focus at the moment.

Blake Miner

I'm a social scientist and entrepreneur fascinated by the psychology of personal freedom and location-independent business. Since selling a portion of my small language learning startup in 2018, I've spent time across 4 continents consulting with SaaS and web3 companies and exploring different cultures.

If your mission is to achieve a borderless existence with total freedom to wander at your own pace, finances are a necessary part of the discussion.

Without some degree of financial freedom, it’s hard to liberate yourself and call the shots. There’s always someone looking over your shoulder or dictating your direction.

Of course, there are levels to this. We don’t need to achieve complete financial freedom in order to start designing our lifestyles. Instead, it’s a gradual process.

That’s why I’ve put together this collection of quotes about financial freedom. Inside, you’ll find thoughts from famous thinkers that share insights into the various angles to consider when discussing the topic.

Feel free to explore openly, and see where it takes you.

Map of Contents

What is Financial Freedom?

Financial freedom is when you have the financial means to live out your dream lifestyle. Complete financial fredom means having your expenses covered for the rest of your life without being employed or dependent on others. It’s an ideal, with most leveling up in this area over the course of time.

For most of us, the vision is just to be able to pursue personal aspirations without financial constraints. The ideal situation is finding a source of income that overlaps directly with your interests and values, and can help find your lifestyle.

Let’s explore various quotes about financial freedom, organized into categories of overlapping topics.

Financial Freedom Quotes About Hard Work

It’s not about money or connections. It’s the willingness to outwork and outlearn everyone.
Mark Cuban

I find that the harder I work, the more luck I seem to have.
Thomas Jefferson

Money grows on the tree of persistence.
Japanese Proverb

At least eighty percent of millionaires are self-made. That is, they started with nothing but ambition and energy, the same way most of us start.
Brian Tracy

Financial Freedom Quotes About Debt & Fear

Debt is normal. Be weird.
Dave Ramsey

Financial freedom is freedom from fear.
Robert Kiyosaki

Every time you borrow money, you’re robbing your future self.
Nathan W. Morris

A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.
Suze Orman

Financial Freedom Quotes About Desire

That man is richest whose pleasures are cheapest.
Henry David Thoreau

Know what you own, and know why you own it.
Suze Orman

Too many people spend money they earned to buy things they don’t want to impress people that they don’t like.
Will Rogers

Wealth consists not in having great possessions, but in having few wants.
Epictetus

The way to stop financial joyriding is to arrest the chauffeur, not the automobile.
Woodrow Wilson

Financial Freedom Quotes About Spending Habits

Rich people have small TVs and big libraries, and poor people have small libraries and big TVs.
Zig Ziglar

Financial peace isn’t the acquisition of stuff. It’s learning to live on less than you make, so you can give money back and have money to invest. You can’t win until you do this.
Dave Ramsey

Never spend your money before you have it.
Thomas Jefferson

Frugality includes all the other virtues.
Cicero

Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time.
Johann Wolfgang von Goethe

Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are.
James W. Frick

The quickest way to double your money is to fold it in half and put it in your back pocket.
Will Rogers

There is no dignity quite so impressive, and no one independence quite so important, as living within your means.
Calvin Coolidge

If you wish to get rich, save what you get. A fool can earn money; but it takes a wise man to save and dispose of it to his own advantage.
Brigham Young

It is not the man who has too little, but the man who craves more, that is poor.
Seneca

More people should learn to tell their dollars where to go instead of asking them where they went.
Roger Babson

The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.
T.T. Munger

If you would be wealthy, think of saving as well as getting.
Benjamin Franklin

A simple fact that is hard to learn is that the time to save money is when you have some.
Joe Moore

The secret to creating lasting financial change is to decide to pay yourself first and then make it automatic.
David Bach

Financial Freedom Quotes About Investing

Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.
Albert Einstein

The stock market is a device for transferring money from the impatient to the patient.
Warren Buffett

I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy.
Warren Buffett

Someone is sitting in the shade today because someone planted a tree a long time ago.
Warren Buffett

I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years.
Warren Buffett

Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing.
J. Paul Getty

How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case.
Robert G. Allen

Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas.
Paul Samuelson

When buying shares, ask yourself, would you buy the whole company?
Rene Rivkin

If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks.
John Bogle

Financial Freedom Quotes About Creating Assets

Rich don’t work for money. They work for assets.
Robert Kiyosaki

Most people find a disorienting mismatch between the long-term nature of their liabilities and the increasingly short-term nature of their assets.
James A. Baldwin

I don’t pay good wages because I have a lot of money; I have a lot of money because I pay good wages.
Robert Bosch

If you count all your assets, you always show a profit.
Wilson Mizner

Financial Freedom Quotes About Passive Income

You become financially free when your passive income exceeds your expenses.
T. Harv Eker

If you don’t find a way to make money while you sleep, you will work until you die.
Warren Buffet

Financial Freedom Quotes About Risk-Taking

Fortune sides with him who dares.
Virgil

The biggest risk is not taking any risk. In a world that changing really quickly, the only strategy that is guaranteed to fail is not taking risks.
Mark Zuckerberg

Freedom is never free. It requires risk taking.
Nassim Taleb

General Financial Freedom Quotes

It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for.
Robert Kiyosaki

The best time to plant a tree was 20 years ago. The second best time is now.
Chinese Proverb

Many folks think they aren’t good at earning money, when what they don’t know is how to use it.
Frank A. Clark

You must gain control over your money or the lack of it will forever control you.
Dave Ramsey

Money is a terrible master but an excellent servant.
P.T. Barnum

Financial Freedom Quotes About Happiness

Happiness comes from many sources, but none of these sources involve car or purse upgrades. No matter what the herd or the TV set tells you, this is the truth.
Mr. Money Mustache

It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy.
George Lorimer

Parting Words

The more I’ve traveled, the more I’ve realized that wealth accumulation is just about having the resources and flexibility to purpose my passions, explore on my own terms, and live a life aligned with my passions.

I don’t know about you, but I’ll take experiences over possessions any day.

In that sense, financial freedom isn’t the destination for me. It’s just a vehicle that helps me continue life’s journey in the way I prefer to experience it.

Which is your favorite quote about financial freedom? Let me know in the comments!

P.S. If you liked this, you might also enjoy these related quote collections:

Originally published August 21, 2019. The date of the last significant edit is reflected at the top of the post.

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